Why a Certified Liability Advisor™?
Partnering with Advisors
A Certified Liability Advisor (CLA ™) is a financial professional with specialized expertise in managing liabilities and structuring debt to complement overall financial and investment strategies. A Certified Liability Advisor is trained and continually educated to be an expert in optimizing debt management, focusing on areas such as mortgages, managing real estate equity, and integrating liabilities into comprehensive financial plans.
We partner with financial advisors, realtors, estate planners, tax, insurance, and other professionals to support mortgage and home-equity decisions within a coordinated financial plan. Our role is education, analysis, and execution—working collaboratively, respecting existing relationships, and helping clients move forward with clarity and confidence.
CRMP®: The industry's highest reverse mortgage designation from NRMLA, requiring extensive experience (50+ closed loans or 3+ years), rigorous testing, ethics training, and annual continuing education. CRMPs specialize in helping seniors strategically use home equity in retirement.
CDLP®: A specialized certification for mortgage professionals working with divorcing clients, covering legal frameworks, settlement strategies, and collaboration with family law attorneys. CDLPs provide strategic mortgage planning throughout the divorce process.
